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Built by Oasis Engineering: Based on 250+ Storm Damage Investigations
After years of forensic storm damage work and expert witness testimony, one pattern kept coming up: homeowners with organized, timestamped documentation had stronger claims. Homeowners without it were stuck arguing about what was pre-existing and what the storm actually caused.
We built HurricaneInspections.com to put that same documentation structure directly in homeowners’ hands — no appointment needed, no waiting for an inspector, and available the moment you need it.
What It Does
The Hurricane Damage Documentation Toolkit is a guided, self-service web app that helps Florida homeowners (and homeowners in any hurricane-prone state) create professional property documentation reports. There are two tools:
Pre-Storm Baseline Report (Free)
The Baseline tool walks you through your entire property — roof, exterior walls, windows and doors, interior walls and ceilings, attic, fences, and outdoor structures — with specific photo prompts for each section. You rate the condition of each area, add notes about existing wear or prior repairs, and the system generates a timestamped PDF report documenting your home’s condition before any storm event.
This matters because roughly 70% of hurricane claims that end up in litigation involve the insurance company arguing the damage was pre-existing. A dated baseline report with photos directly addresses that argument.
The Baseline Report covers:
- Roof condition from all four sides, ridge lines, flashing, gutters, soffits
- Exterior walls on every face of the house — stucco, siding, brick, paint condition
- Every window and door including frame condition, caulking, seals, and storm protection type
- Interior ceilings and walls in every room — proving no active leaks or water stains existed before the storm
- Attic — the single most valuable section, documenting dry roof decking, clean rafters, and dry insulation
- Fences, sheds, screen enclosures, pool areas, driveways, and landscaping
Each section includes specific photo guidance telling you exactly what to capture and why it matters for a future claim.
Storm Damage Documentation Report ($10)
When a storm hits, the Damage tool guides you through documenting what happened — section by section, with the same structure adjusters and engineers use in professional reports. For each area of your property, you select the type of damage from a detailed list, rate its severity (cosmetic, functional, or structural), add descriptions, attach photos, and include section notes.
The Storm Damage Report covers seven sections:
- Roof and Attic — missing shingles, ridge cap damage, exposed decking, flashing, soffit and fascia, debris impact
- Exterior Walls — stucco cracks, siding damage, impact marks, water staining, exposed sheathing
- Windows and Doors — broken glass, frame damage, failed seals, garage door damage, water intrusion around frames
- Interior Rooms — ceiling stains, drywall damage, flooring damage, mold, standing water, personal property
- Flood and Water Intrusion — high-water marks with measurements, storm surge, sewer backup, subfloor damage, contaminated water (this section is specifically designed for NFIP flood claims where the water line height is the most critical measurement)
- Landscape and Fencing — fallen trees, fence damage, driveway and walkway damage, outbuildings
- Pool, Patio, and Outdoor Structures — screen enclosure damage, pool equipment, deck damage, carport and pergola
The system generates a professional PDF with a property information header, damage summary table, section-by-section damage inventory with severity tags, timestamped entries, section notes, and a complete damage count. The report is formatted to be immediately useful when handed to an insurance adjuster, public adjuster, or attorney.
Why We Built This
Oasis Engineering has performed over 250 forensic storm damage investigations, structural assessments, and expert witness engagements across Florida. Through that work, we kept seeing the same problems:
Homeowners document damage on their phones with no structure. They end up with 200 photos in their camera roll and no way to organize them into a coherent presentation for their adjuster. Important damage gets missed. Critical details like flood water height never get measured. Photos lack context.
The “pre-existing damage” argument wins by default when there’s no baseline. If you can’t prove your roof, walls, and interior were in good condition before the storm, the insurance company’s position is that the damage was already there. A timestamped baseline report eliminates that argument.
Professional inspections aren’t available fast enough. After a major hurricane, every engineer, public adjuster, and inspector in the state is booked for weeks or months. Homeowners need to document damage immediately — before emergency repairs, before mold sets in, before evidence disappears. This tool lets you do that documentation yourself, on your own timeline, the same day the storm passes.
This toolkit doesn’t replace a licensed inspection, a public adjuster, or an attorney. It gives homeowners a way to create organized, professional-quality documentation on their own — and puts them in a stronger position whether they handle the claim themselves or bring in professionals later.
How It Works
- Open the tool at HurricaneInspections.com on your phone, tablet, or computer
- Enter your property information — address, year built, roof type, storm details (for damage reports)
- Walk through each section — the system tells you exactly what to photograph and what to look for
- Add damage items or condition ratings — select from detailed damage type lists, rate severity, add descriptions
- Attach photos directly from your phone camera — photos are embedded in the report
- Review your entries on the summary screen
- Generate your PDF report — branded, timestamped, and organized for immediate use
Everything runs in your browser. No app to download, no account to create.
Pricing
- Pre-Storm Baseline Report: Free — Document your property’s condition before hurricane season. No payment, no email required.
- Storm Damage Documentation Report: $10 — One-time purchase. Guided walkthrough with professional PDF output.
- All-In-One Bundle: $25 — Includes the Storm Damage Report plus the complete Storm Claim Preparation Guide with step-by-step instructions for the insurance claims process.
Important Disclaimers
This tool is an organizational aid for homeowner documentation. It does not assess damage, determine safety, or replace licensed inspections, engineering reports, or professional evaluations. The reports generated are not engineering documents and do not carry a professional engineer’s seal.
For structural concerns, code compliance questions, or when a licensed engineering report is required by your insurance company, contact Oasis Engineering directly at oasisengineering.com for PE-sealed assessment services.
Get Started
Visit HurricaneInspections.com to create your Pre-Storm Baseline Report (free) or purchase the Storm Damage Documentation Toolkit.
Hurricane season runs June 1 through November 30. The best time to create your baseline is before you need it.
